You’ve worked hard for your money. Let’s make sure it’s working hard for you.
As your career — and wealth — have grown, so has the complexity of managing it. Between company stock, taxes, and planning for a future where work is optional, the financial decisions you face can quickly become overwhelming — and it’s hard to know if you’re making the most of your money.
I specialize in working with high-achieving professionals who are:
Balancing demanding careers with family life
Managing concentrated company stock positions
Planning for early retirement or financial independence, while juggling near-term goals
Looking to reduce taxes and avoid costly mistakes through proactive, integrated planning
My focus is on building long-term relationships with clients who want ongoing guidance as their goals and life circumstances evolve. In very limited circumstances, I may take on one-time planning engagements.
Financial Planning Process
What It’s Like to Work Together
We’ll start with a complimentary 1-hour call to talk through your goals, priorities, and the financial complexities you’re navigating. I’ll also walk you through how my planning process works — whether we move forward with ongoing planning or, in rare cases, a one-time engagement.
Why I Focus on Ongoing Planning
While I occasionally take on one-time projects, my primary focus is building long-term relationships with clients who want high-touch, ongoing support.
The real value of ongoing planning comes from having a trusted partner who not only helps you navigate big decisions, adapt to life changes, and stay ahead of opportunities — but who also already knows your goals, preferences, and full financial picture.
When the unexpected happens, rather than scrambling to find someone you think you can trust — and hoping they can make the right call based on a limited view — you'll have a partner who can step in with clear, thoughtful advice.
It’s the difference between reactive advice and having someone you trust already in your corner — ready to guide you with the complete context in mind.
What to Expect from the Process
The initial planning phase typically spans 4–6 months and includes a series of structured meetings designed to align your financial life with your goals. Each step is built to surface opportunities, address risks, and make meaningful progress — without overwhelming you in the process. While the process is structured, it’s also flexible and will be customized to your goals, priorities, evolving needs, and how you best absorb information.
Here’s what the general process looks like:
📞 1. Intro Call
(The “Hi, Nice to Meet You” Call)
A complimentary 1-hour conversation to learn more about your situation and discuss how I work with clients.
🗂️ 2. Getting Organized
(The “Not Fun, But Necessary” Pre-Work)
We’ll gather and organize your financial data — giving us a clear view of where things stand today.
🎯 3. Goals & Strategy
(The “Oh, the Places You’ll Go” Meeting)
We’ll map out your goals, evaluate key trade-offs, and develop planning priorities that reflect your values and vision for the future.
📊 4. Plan Review & Action Steps
(The “Where the Money Should Go” Meeting)
We’ll walk through clear, actionable recommendations — from how to allocate your savings to optimizing cash flow, debt, and tax strategy. We’ll then begin implementation together.
📈 5. Investment Planning
(The “How to Invest Your Money” Meeting)
We’ll review your current portfolio and company stock and build a strategy that aligns with your goals, timeline, and risk tolerance.
🛡 6. Risk & Estate Planning
(The “Protecting Your Money from Bad Things” Meeting)
We’ll address gaps or inefficiencies in your insurance and estate planning strategy — ensuring your wealth is protected and your wishes are carried out.
What Ongoing Support Looks Like
📆 Twice-a-Year Strategy Meetings
We’ll meet at least twice a year to revisit your goals, address any new developments, and review your progress. These meetings help ensure your plan stays aligned with your evolving priorities and lifestyle.
📈 Investment Management
I’ll manage your portfolio with a focus on maintaining the right asset allocation, implementing tax-aware strategies, and rebalancing as needed. That includes guidance on equity compensation like RSUs — with an eye toward long-term planning and managing concentration risk.
🧾 Proactive Tax Planning
Each year, I’ll review your tax return to uncover opportunities for savings and planning. Whether it’s adjusting withholdings, exploring Roth conversions, realizing capital gains strategically, or planning charitable giving, we’ll take a thoughtful, long-term approach to lowering your lifetime tax bill.
📬 On-Demand Advice When Life Changes
You’ll have access to additional meetings and email support whenever something comes up — whether it’s a job change, compensation shift, major purchase, or life event. I’ll also reach out with timely insights and opportunities to keep you informed and ahead of the curve.
🤝 Coordinated Professional Support
I’ll collaborate with your accountant, estate attorney, and other professionals to ensure your full financial picture is working together. If you need someone new, I can introduce you to trusted partners.
🔐 Secure Client Portal
You’ll have 24/7 access to your financial plan, important documents, and a consolidated view of your net worth through a secure, easy-to-use online portal — making it easy to stay organized and track your progress over time.
What It Costs
Ongoing Clients
Who It’s For:
For clients seeking a dedicated partner to simplify complexity, optimize for tax efficiency, guide long-term goals, and ensure strategies are executed to achieve their objectives.
What’s Included:
Comprehensive financial review & analysis
Actionable recommendations
Ongoing reviews and updates to strategy
Investment management
Proactive tax planning
On-demand support and proactive check-ins
Collaboration with other service providers
What It Costs:
Annual fees for ongoing financial planning services (including investment management) will be determined after the intro call and will be based on your goals and needs, the complexity of your financial situation, and the estimated time and resources required to support your situation.
Typically, the fee will be quoted as a flat annual fee (paid quarterly), rather than a fee based on assets under management.
In many cases, the quoted annual fee may be lower than comparable firms’ fees.
One-Time Clients (limited availability)
Who It’s For:
For clients looking for a “snapshot” of their financial situation to address immediate concerns or decisions, with recommendations they execute on their own.
What’s Included:
Comprehensive financial review & analysis
Actionable recommendations
Ongoing reviews and updates to strategy
Investment management
Proactive tax planning
On-demand support and proactive check-ins
Collaboration with other service providers
What It Costs:
One-time planning fees start at $3,000 and are customized based on your unique needs.
For clients looking to address one or two specific topics, fees may be closer to $3,000. However, if you're seeking a full financial plan similar to the comprehensive onboarding process for ongoing clients, the fee will likely exceed the annual cost quoted for ongoing support.
Frequently Asked Questions
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Most of my clients are tech professionals in their late 30s to early 50s who are navigating concentrated stock positions, planning for early retirement or pursuing a work-optional lifestyle, and seeking strategic tax planning.
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I focus on aligning what you invest in, with what you’re investing for (your goals). I primarily use a passive investment strategy via index mutual funds or exchange traded funds to help you reach your goals, while aiming to keep costs low and minimize taxes.
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While I don’t have any minimum asset requirements, my best-fit clients are typically those who have a net worth of $2 million or more.
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Yes! I serve clients nationwide through virtual meetings. I also make an effort to meet clients in person if I’m in their city or if they visit the DC area.