Do You Qualify to Realize $500,000 in Capital Gains Tax-Free?

People love to debate the buy vs. rent topic to death. Some are proponents of renting, while those for homebuying say that renters are simply throwing away their money. One potential benefit of buying a home that can’t be argued is the $500,000 capital gains home exclusion. A married couple filing jointly may be eligible […]

Should You Use a 529 Plan to Save for College?

The cost of going to college continues to get more expensive every year. According to the College Board, higher education costs increased about 3% from last year and as much as 40% from 2005. For example, the annual cost to attend Harvard University as an undergraduate student was $40,000 in 2005, but now carries a […]

Here’s an Easy Way to Save Money on Holiday Gifts This Year

Believe it or not, we’re near the end of the core holiday shopping season. Some of us have cashed in on promotions around Black Friday, Cyber Monday, and other general sales, but did you know there’s a way to save even more money shopping during the holidays and throughout the year? The strategy, known as […]

Restaurant Gift Card Deals 2015

It’s been an incredibly busy couple of months for me, so apologies for not posting for a while. But what better way to get back on the wagon (or is it off the wagon?) then with the 2015 discounted restaurant gift card post. For those new to discounted restaurant gift cards, generally around the holidays, […]

What Rental Car Insurance Do You Really Need?

I rented a car a couple of weeks ago and thought I had scored a great deal at $150 for three days. When I got to the counter and was asked whether I needed any insurance, I froze like a deer in headlights. I knew my credit card had some insurance coverage, but I couldn’t […]

Executing the Backdoor Roth IRA, Personal Finance’s Sneakiest Maneuver

Ahhh, the backdoor Roth IRA strategy. I’ve been meaning to write an article about this topic and finally got around to doing it. And what better time to do it than my debut article on┬áTheStreet! You can see a preview of the article below and the full post here. A Roth IRA is the ultimate […]

I’m Officially a Licensed Real Estate Agent in NY!

As you may have noticed, I haven’t written an article in about 2 months. It was partly because I was traveling a lot, but also due to the fact that I was studying to get my real estate license. I’m writing to let you know that I’m now officially a licensed real estate agent in […]

How to Decide If You Should Refinance Your Student Loans

Refinancing your student loans seems to be the thing to do lately. In the past year, I’ve had several friends tell me how they were able to lower their interest rate significantly by refinancing their loans with private loan providers. I decided to take a closer look at what all the student loan refinancing hype […]

How I’m Optimizing My Investment Portfolio

While 2014 was the year of real estate for me, 2015 is all about organizing and optimizing our investments. Here’s the process we went through so far to optimize our investment portfolio: 1. Setting Goals Before doing anything else, we had to figure out our financial goals and understand the time horizon for each. Outlining […]

Le Village Restaurant Review

It’s not often you stumble across a restaurant that allows you to bring your own booze for free (i.e. BYOB with no corkage), especially in Manhattan. So when I heard about Le Village and its great alcohol policy, I was pretty excited to check out the restaurant and realize some major savings. With just 26 […]