How to Decide If You Should Refinance Your Student Loans

Refinancing your student loans seems to be the thing to do lately. In the past year, I’ve had several friends tell me how they were able to lower their interest rate significantly by refinancing their loans with private loan providers. I decided to take a closer look at what all the student loan refinancing hype […]

How I’m Optimizing My Investment Portfolio

While 2014 was the year of real estate for me, 2015 is all about organizing and optimizing our investments. Here’s the process we went through so far to optimize our investment portfolio: 1. Setting Goals Before doing anything else, we had to figure out our financial goals and understand the time horizon for each. Outlining […]

Le Village Restaurant Review

It’s not often you stumble across a restaurant that allows you to bring your own booze for free (i.e. BYOB with no corkage), especially in Manhattan. So when I heard about Le Village and its great alcohol policy, I was pretty excited to check out the restaurant and realize some major savings. With just 26 […]

Are Allen Edmonds Shoes Worth It?

I never really knew how important shoes were for your wardrobe until about 7 years ago (2008). I was on a Bolt Bus headed to Boston and the person next to me started talking to me. We were both in finance and he was probably 10 years older than me. Lehman Brothers had just collapsed […]

Introducing the Buy vs. Rent Calculator

I rolled out my buy vs. rent spreadsheet over a year ago. Looking back, a lot of energy went into creating it. For starters, I researched all the factors and variables that should be taken into consideration for the buy vs. rent question. I learned about the differences between co-ops and condos, what expenses were […]

Did We Make the Right Decision by Buying Our Apartment?

I’ve been writing about whether to buy or rent an apartment for a long time now. When I rolled out my initial buy vs. rent analysis in October 2013, I determined that in no scenario did buying ever make sense. However, that all changed a couple of months later as I refined my model to […]

How Should You File Your Taxes?

They say there’s nothing more certain in life than death and taxes. Hopefully for us, death is a long way away. Unfortunately, another tax season is just around the corner. My Tax Experiences The first time I did my taxes myself was 10 years ago. I had this desire to learn all about the process […]

2014 Year in Review

I can’t say 2014 was one of my most favorite years. It certainly had its ups and downs, but overall, I thought it was a good year. Here’s a summary of what happened: The Good 1. Buying an Apartment – After a lot of analysis and number crunching, Jenn and I decided that it did […]

Restaurant Gift Card Deals 2014

It’s my favorite time of year again – when nice restaurants offer discounted gift cards! There’s a couple of reasons why I love discounted gift cards: 1. I love food 2. I love deals 3. They’re a great way to meet the minimum spend on a credit card When playing the restaurant gift card game, […]

Should I Use Hotel Tonight?

I’ve been hearing about this Hotel Tonight app a lot lately and with nearly¬†$81 million in funding, I figured it was time for me to do a little investigation into what it was all about. Its name, Hotel Tonight, and concept honestly kind of go against everything I believe in – booking a hotel at […]