Financial Coach, Financial Advisor, or Financial Planner: Which Should You Use?

This is the first article of a two-part series on how to choose a financial professional. Getting your finances in shape can be a tall order. It’s not the most exciting topic for many people and it can be extremely confusing to try to make sense of all of the details without making a mistake. […]

Radio Interview with ABC’s Michael Finney

Michael Finney is best known for his popular 7 On Your Side segments on ABC7 News in San Francisco. He started 7 On Your Side nearly 20 years ago and has been advocating for consumers ever since. In addition to his ABC7 segments, he also hosts a weekly Consumer Talk radio show on KGO 810. This […]

Are You Throwing Your Money Away When You Rent?

There are a number of reasons for wanting to buy a home over renting and most are valid. Some people want to buy because their current rental unit may have restrictions on owning a pet, while home ownership would, in most cases, not have this limitation. Others want to diversify their assets beyond the stock […]

Is Now a Good Time to Buy a Home?

People are always wondering whether it’s a good time to invest in the stock market or buy a home and for good reason. They’re not straightforward questions to answer and to add more confusion, there’s often conflicting views on the various media outlets. On CNBC, you’ll read about how someone thinks it’s the perfect time […]

Should You Waive Your Mortgage Contingency?

A recent seller put up his Brooklyn apartment for sale last month and it took him less than a week to get an accepted offer. In the one and only open house needed, 50 people showed up, resulting in 12 offers, including four cash offers. According to Miller Samuel, this is not an outlier. In […]

Yes, You Can Put Down Less Than 20% to Buy a Home

There’s a myth that you can only buy a home if you have a 20% downpayment at your disposal. But according to the National Association of Realtors, for those who financed their homes, the average downpayment was actually just 10% and for first-time homebuyers, it was even lower at 6%. The 20% downpayment myth didn’t […]

How to Take a Cab Anywhere for Nearly the Same Price as the NYC Subway

It’s been a while since I’ve gotten this excited about a deal. Over the last several months, I’ve had a couple of friends tell me about this ride-sharing service called Via. When I heard about Via the first couple of times, I honestly kind of forgot about it since I figured it wasn’t much different […]

7 Ways to Tell if You Have a Good 401(k) Plan

Believe it or not, not all 401(k) plans are created equal. In fact, there can be a huge difference between the most generous and least generous plans. The question is, do you know how good your 401(k) plan is? Find out in this video and article I did for TheStreet, where I outline seven features […]

[FREE EVENT] How to Buy a NYC Apartment

Hi Everyone, I’ll be doing a free class on how to buy a NYC apartment on Tuesday, May 10th from 6:30pm-8:30pm at the super hip CommonBond offices. Tickets are free and beer and pizza will be provided. See below for more details and sign up here. When: Tuesday, May 10th from 6:30pm to 8:30pm Where: […]

How to Get Your Credit Card to Pay for Your Lost Things

It’s never fun to lose something, especially when it’s expensive. Don’t you wish there were a way to get a free replacement somehow? Well, there actually is. All you need is a credit card that offers a purchase protection feature. Finding Out About Protection the Hard Way I found out about this credit card feature […]