How to Get Your Credit Card to Pay for Your Lost Things

It’s never fun to lose something, especially when it’s expensive. Don’t you wish there were a way to get a free replacement somehow? Well, there actually is. All you need is a credit card that offers a purchase protection feature. Finding Out About Protection the Hard Way I found out about this credit card feature […]

Should You Opt for the High Deductible Health Plan?

Every year, when it’s time to renew my employee benefits, a voice in the back of my head always asks whether it makes sense to switch to a high deductible health plan once and for all. The monthly premiums always look much cheaper and you get access to what some believe is the holy grail […]

Should You Get a Pre-Approval or Pre-Qualification?

There’s often a lot of weird terms thrown around when you’re trying to buy an apartment and especially during the mortgage process. You may talk to some real estate agents that tell you that you must get a pre-approval or that getting a pre-qualification is just fine. But what the hell do these terms even […]

Is Your Side Income Considered a Hobby or Business for Tax Purposes?

People have been increasingly finding ways to make some additional income outside of their full-time jobs. This trend has become so big that Kimberly Palmer decided to write a book called The Economy of You highlighting specific cases of how people are able to make money on the side. Some examples from the book include […]

Do You Qualify to Realize $500,000 in Capital Gains Tax-Free?

People love to debate the buy vs. rent topic to death. Some are proponents of renting, while those for homebuying say that renters are simply throwing away their money. One potential benefit of buying a home that can’t be argued is the $500,000 capital gains home exclusion. A married couple filing jointly may be eligible […]

Should You Use a 529 Plan to Save for College?

The cost of going to college continues to get more expensive every year. According to the College Board, higher education costs increased about 3% from last year and as much as 40% from 2005. For example, the annual cost to attend Harvard University as an undergraduate student was $40,000 in 2005, but now carries a […]

Here’s an Easy Way to Save Money on Holiday Gifts This Year

Believe it or not, we’re near the end of the core holiday shopping season. Some of us have cashed in on promotions around Black Friday, Cyber Monday, and other general sales, but did you know there’s a way to save even more money shopping during the holidays and throughout the year? The strategy, known as […]

Restaurant Gift Card Deals 2015

It’s been an incredibly busy couple of months for me, so apologies for not posting for a while. But what better way to get back on the wagon (or is it off the wagon?) then with the 2015 discounted restaurant gift card post. For those new to discounted restaurant gift cards, generally around the holidays, […]

What Rental Car Insurance Do You Really Need?

I rented a car a couple of weeks ago and thought I had scored a great deal at $150 for three days. When I got to the counter and was asked whether I needed any insurance, I froze like a deer in headlights. I knew my credit card had some insurance coverage, but I couldn’t […]

Executing the Backdoor Roth IRA, Personal Finance’s Sneakiest Maneuver

Ahhh, the backdoor Roth IRA strategy. I’ve been meaning to write an article about this topic and finally got around to doing it. And what better time to do it than my debut article on┬áTheStreet! You can see a preview of the article below and the full post here. A Roth IRA is the ultimate […]