Money

Goodbye Starwood Amex

Courtship It was three years ago that we began a relationship together – under a rather odd set of circumstances. I had been staying at one of your properties in San Antonio and I was having a terrible experience (overbooked hotel, sticky floors and broken toilet in the alternate hotel, etc.). At the end of [...]

Slimming Down Your Wallet

Lately, I’ve been noticing a lot of my friends carrying around big, bulky wallets. Long ago, I used to carry a big wallet that held all of my credit cards, debit cards, library cards, frequent eater cards, social security card, driver’s license, cash, loose change, family photos, and receipts. It was great because I had [...]

Hello Spreadsheets!

There comes a time in every man’s life where he must face reality. Today is that day for me. I’ve come to the realization that I can no longer deny my love for spreadsheets. I organize my life in a spreadsheet and if it was humanly possible, I would live in one too. Given that [...]

How to Calculate Your Net Worth

A couple of weeks ago, I wrote about the importance of figuring out your burn rate so you have a better handle on your finances and spending and as a result, can better plan for your future. Another good metric to use is your net worth. In addition to burn rate, net worth can help [...]

Renters Insurance 101

When I was single and only had a cheap TV and mattress to my name, I didn’t even think about getting renters insurance. Even after “coupling up,” and beginning to buy real furniture instead of futons from Chinatown, I still hadn’t really thought about getting insurance. Why I Got Renters Insurance That all changed when [...]

What’s Your Burn Rate?

A question that my friends and I have been discussing lately relates to burn rate. Usually the phrase “burn rate” is used in connection with how much money a particular start-up uses/burns per month or per year. We like to use it to discuss how much money we burn in a month or in a [...]

American Express Starwood Card Review

I only got the American Express Platinum Card after really working through the economics and thinking about the decision for about a year.  Locking myself into paying $450 a year for a credit card seemed like a pretty big purchase. My American Express Starwood Card story was a little different. I didn’t do much analysis at all. [...]

Best Way to Do Your Taxes

Tax day is a little over a month away, which means you should have received all of your tax forms already.  So now what? I know what I’m going to use to do my taxes, but I’ll walk you through my experiences and what led me to use what I use. Manual – Free When [...]

$200 Airline Fee Credit from American Express Platinum Card

If you got the American Express Platinum Card last year or sometime before then, you probably had to choose an airline where you could use your $200 airline fee credit.  Each January, you get the opportunity to re-evaluate your airline selection and change it if you want here. The following is the list of 11 [...]

Is the American Express Platinum Card Worth It?

There are a lot of things I thought I’d never do.  On top of that list was paying $450/year to use a credit card.  It sounds pretty ridiculous even as I type it, but last month, I took the plunge and signed up for the Amex Platinum Card. Why’d I Do It? The access to [...]